AI Examiner-Readiness Check · 5 minutes · free

What an insurance examiner will ask about your AI — and whether you can produce it.

29 questions built from the NAIC Model Bulletin on the Use of AI Systems by Insurers (adopted 2023-12-04; 27 states plus the District of Columbia and Puerto Rico as of 8 October 2026 — Florida has not adopted it) and the NAIC AI Risk Evaluation Supplement (piloted in 12 states since March 2026; earlier drafts were called the AI Systems Evaluation Tool). Answer for your company; "Have" means the document exists and someone could hand it over within ten business days.

Vendor-run AI — claims triage, fraud scoring, pricing models — counts as yours. Nothing you enter leaves your browser unless you ask for the report at the end. Not legal advice.

Examiner-Readiness Check — answers as marked by the respondent. Generated at piotrklek.com/insurers/check. Not legal advice.

Answer all 29 to see your score.

Your result

0 / 29 Have

Where to start — the gaps an examiner would hit first

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Blank checklist (PDF) Forward this to your general counsel or compliance lead.

Bands are a planning aid, not a compliance rating. The checklist paraphrases the NAIC bulletin for planning purposes; your compliance counsel confirms what applies to your domicile and lines.